Pre-arrange and pre-pay for your perfect goodbye
Plan ahead for peace of mind
Peredur Roberts Ltd is in partnership with Ecclesiastical Planning Services to help you plan ahead.
If you’ve ever had to arrange a funeral for someone, you’ll know just how much there is to decide and how difficult it can be. By taking some time now, you can provide both financial and practical help for your loved ones in the future. It can be comforting and reassuring to have your funeral arrangements in place. A pre-arranged funeral plan is a simple way of reducing worry for your loved ones. We deal with funeral plans on behalf of customers on a daily basis and see the difference they can make. What’s more, making funeral arrangements in advance needn’t be distressing.
The funeral plans we offer cover your selected funeral director’s costs. As long as the original firm carries out the funeral and your requirements don’t change, your loved ones won’t be asked to pay more for your funeral director’s costs when the time comes.
You can also include a contribution towards third party costs such as the fees for cremation or interment, doctors’ fees and payment to an officiant. Please refer to the questions and answers below for more information.
The value of the plan (excluding the initial administration fee and any instalment charges) is held in a whole of life assurance policy and ring-fenced for your funeral when the time comes.
The money is made immediately available at the time of need and the funds cannot be used for anything other than your funeral for total peace of mind.
Everyone has their own ideas about the funeral they would like. You may choose something simple and straightforward, or you might prefer a funeral with additional services and special touches.
Questions and answers
There are a number of funeral plans to choose from and it can be difficult to know which is best for your needs and budget. There are a few things to ask before buying a funeral plan:
UK residents aged 18 or over can take out a plan. If paying by instalments of two years or more, eligibility criteria applies – please refer to the Terms and Conditions for more information. There are no medical or health questions to answer.
Yes, you can add special wishes and requests such as song choices, readings, information for a eulogy and so on. There is no charge to add these details. There may be more to pay if you require additional features, services or upgrades.
Yes, many of our customers choose to do this.
If you move, you should be able to transfer your plan to a funeral director near your new home. However, there may be additional costs depending on local prices. Please refer to the Terms and Conditions for details or speak to a member of the team for more information.
If you move, you should be able to transfer your plan to a funeral director near your new home. However, there may be additional costs depending on local prices. Please refer to the Terms and Conditions for details or speak to a member of the team for more information.
The plan covers the funeral director’s costs listed in the plan details as long as your requirements don’t change and your selected funeral director carries out your funeral.
The plan can also include an allowance towards third party costs such as the fees for cremation or interment, doctors’ fees and payment to an officiant. These costs are outside of our control. If these costs, as listed in the plan details, are not covered by the plan value at the time of need, there will be a balance to pay. Please refer to the Terms and Conditions for more information.
Yes, you are able to pay over a range of periods. Please refer to the Instalment Q&A and the Terms and Conditions for more information. Eligibility criteria applies and there’s an additional cost for paying over two or more years. Your funeral director will be able to provide you with a personalised quote.
Yes, you can make changes to your plan after you have taken it out and fully-paid for it. Just let us know what you wish to change. There may be an additional cost if you add new features and services to your plan.
Yes, you can cancel the plan at any time before a claim being made. If you cancel within 30 days of receiving your welcome booklet, the person who paid for the plan will receive a full refund. If you cancel after that, the person who paid for the plan will receive a refund of the original amount, less the administration fee. For instalment plans, if you cancel in the first 12 months a full refund will be paid. If you cancel after that, the administration fee and any payments to insure the plan will be deducted from the refund.
The plan does not cover the cost of a funeral abroad, or the cost of repatriating the deceased. It is therefore important that your travel insurance policy covers this.